PRIVACY NOTICE

Effective Date: April 10, 2026
Owner: Everything I Carried, Until I Didn’t . . . — operated by Margie Gallagher

1. What This Privacy Notice Covers

This Privacy Notice explains what information I collect from you, how it’s used, how it’s protected, and the choices you have. It applies to all visitors, subscribers, and anyone accessing my website, stories, or subscription content under Everything I Carried, Until I Didn’t . . .

2. Information I Collect

When you subscribe or interact with my site, I may collect:

• Name
• Email address
• Payment information (processed securely by third‑party payment processors — I never see your full card details)
• Basic analytics (page views, device type, general location)
• Any information you voluntarily share through forms or messages

I do not collect sensitive personal data unless you intentionally provide it.

3. How Your Information Is Used

I use your information to:

• Deliver your subscription content
• Communicate with you about updates, new posts, or changes
• Process payments and manage your account
• Improve the website and subscriber experience
• Comply with legal or tax obligations

I do not sell your information or use it for advertising.

4. Confidentiality & Professional Standards

As a veteran, writer, and business owner, I take confidentiality seriously.
Your information is:

• kept private
• handled with professional care
• shared only when necessary for payment processing or required by law

I do not sell, rent, or trade your personal information. Ever.

5. Payment Processing

All payments are handled by secure third‑party processor (GoDaddy Payments).
I do not store or have access to your full payment details.

6. Cookies & Analytics

My website may use cookies or analytics tools to understand how visitors use the site. This helps me improve layout, content, and functionality.
You can disable cookies in your browser settings if you prefer.

7. Your Rights

Depending on your location, you may have the right to:

• Access your personal information
• Request corrections
• Request deletion
• Opt out of emails
• Cancel your subscription at any time

You can contact me at:
margie@gallagherworks.com

8. Data Retention

I keep your information only as long as needed to:

• provide your subscription
• maintain business records
• comply with legal obligations

When it’s no longer needed, it’s securely deleted.

9. International Subscribers

If you’re outside the United States, you understand that your information is processed in the U.S. under U.S. and Connecticut law.

10. Security Measures

I use reasonable administrative, technical, and physical safeguards to protect your information.
No system is 100% perfect, but I take privacy seriously and maintain industry‑standard protections.

11. Updates to This Notice

This Privacy Notice may be updated occasionally.
If changes are made, the updated version will be posted with a new effective date